Articles

Lending companies have the right to collect debts, but this right is not without limits. They cannot abuse, harass, oppress, threaten, or employ unscrupulous collection practices against borrowers. Philippine law provides borrowers with protection including the right to full disclosure, fair treatment, protection of personal data, and effective remedies against abusive, inaccurate, or unlawful collection practices. What are the rights of a borrower in the Philippines? 1. Rig

In a recent high-profile entrapment operation by the National Bureau of Investigation, several individuals were arrested for allegedly demanding hundreds of millions of pesos in exchange for withholding the publication of damaging information against a public official. Authorities stated that charges for robbery-extortion in relation to the Cybercrime Prevention Act of 2012 will be filed against the individuals involved. With this issue making headlines, it is a good opportu

Losing a Transfer Certificate of Title (TCT) or what we loosely refer to as “title” can feel very stressful. A land title is one of the most important documents proving ownership of a real property. In the Philippines, it serves as conclusive evidence of property ownership - whether an Original Certificate of Title (OCT) or Transfer Certificate of Title (TCT) was issued by the Registry of Deeds. But there is no need to fret. A lost title can be legally replaced. The key is to

If you were dismissed without valid cause and without due process under the Labor Code of the Philippines then your termination could have been illegal. FACT CHECK: 1. Did your employer fail to prove a just or authorized cause such as serious misconduct, redundancy, or retrenchment? 2. Were you given proper notice and opportunity to be heard? 3. Were the reasons for termination unsupported, arbitrary, or not properly documented? 4. Was the reason for termination done in bad f

Yes. A father can be jailed for not supporting his child if his failure to support is intentional, unjustified and falls under economic abuse - Republic Act No. 9262 or the VAWC Law. A father’s failure to support his child/children is considered criminal when: 1. He is legally required to support the child whether legitimate or illegitimate under the Family Code of the Philippines. 2. He has the capacity to provide support especially when he has a source of income, work and f